PROMOTIONAL FINANCING WITH YOUR SEWING & MORE CREDIT CARD

The following promotional financing offers are available to consumers every day with approved credit.

**No Interest if Paid in Full Within 6 or 12 Months

On qualifying purchases made with your Sewing & More credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 or 12 Months. Minimum monthly payments required.

Any suggested equal monthly payment shown (which excludes taxes and delivery) in connection with this promotional offer:

• May be greater than the required minimum monthly payment that will be charged on your billing statement;
• Equals the promo purchase amount divided by the number of months in the promo period rounded to the next highest whole dollar, and
• Would pay off the promo purchase amount within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time.  In such event, your total payments will equal the amount of the promo purchase amount. 

No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts: Purchase APR is 29.99% Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.